Initial and Continuing Eligibility
An Employee is eligible for participation in the HRA on the first day of the month when an HRA is established for him. An HRA is established for an Employee when his Dollar Bank Account has more than a twelve (12) month reserve for health care premiums. Any Employer Contributions in excess of a twelve (12) month reserve in an Employee’s Dollar Bank Account will be permanently transferred to an HRA Account for the Employee. You will continue to participate in the HRA as long as funds remain in your HRA Account. There is NO LIMIT on the amount of Employer Contributions that can be held in the Participant’s HRA Account.

Example: The current health premium is $1,062 per month. Your Dollar Bank balance must be more than $12,744 for the establishment of an HRA account. On 06/30/2021, Member A has a Dollar Bank balance of $13,744. He will have $1,000 transferred to an HRA account on 07/01/2021. On 06/30/2021, Member B has a Dollar Bank balance of $5,744. He will not have an HRA account until his Dollar Bank balance is more than $12,744.

A Participant may receive reimbursement for Covered Expenses up to an aggregate allowance of $15,000 in a Plan Year. For services covered under the Health, Dental and Vision Plan documents, Covered Expenses for the purposes of this Plan include only the following:

(1) Medical, dental and vision Deductibles, Co-pays and/or Co-insurance;
(2) Prescription Drug costs not covered by another Insurance Carrier Policy;

(3) Medicare supplement premiums;
(4) COBRA premiums; and,
(5) Individual or family fully insured health insurance premiums.

The following Covered Expenses will not be reimbursed:
Expenses incurred more than one (1) calendar year from date of service;
Expenses covered by any other plan of benefits; or,
Expenses incurred before the HRA Plan or your HRA Account was established.

We have retained the services of BPAS to administer the HRA.
BPAS contact information:

Customer Service– 866-401-5272
Website: U.BPAS.COM
Mobile APP: BPASClaims
Claims Fax#: 866-254-2942

Claims Mailing Address:
820 Gessner Rd, Ste 1250
Houston, TX 77024

Please review the HRA Guide on how to file claims for reimbursement, check your HRA balance, view claim history and contact information.

As the illness caused by the novel coronavirus, COVID-19, continues to spread, many are concerned about the possible impacts to themselves and their families. 

Blue Cross and Blue Shield of Alabama is closely monitoring the situation and has prepared contingency plans to ensure business operations continue to run smoothly in the event of a widespread outbreak. While these steps may not be necessary, these plans include: 

·       Continuing to process claims electronically. (Please note that 99% of claims are processed electronically, so we do not anticipate any disruption to claims processing.)

·       Heavily utilizing telework to maintain staffing of critical business areas. We expanded our telework capabilities, and currently have almost 100% of the workforce working from home.

2021 Health, Dental and Vision insurance Information

The health & welfare rate for 2021 is $6.71 per hour.

The Health insurance premium is  $1062.00 per month.

Dental and Vision coverage is an added benefit of the plan.

Health Coverage is through Blue Cross Blue Shield of Alabama. 1-800-292-8868

Dental Coverage is through Guardian. 1-800-541-7846

Vision Coverage is through VSP.  1-800-877-7195

Blue Cross Blue Shield of Alabama health insurance- There are no changes to copays or deductibles for 2020. All benefits remain the same with the exception of Medication Synchronization. Medication Synchronization allows members to prorate their prescription drug copays when they choose to align their maintenance medication refills to the same day. Medications can then be picked up at the pharmacy on the same day. You are not required to synchronize your refills, it is a convenience feature only. The option to participate or decline is available at your pharmacy. Please refer to the BCBS Benefit booklet for complete coverage details. Contact Blue Cross Blue Shield of Alabama at 1-800-292-8868 or online at Many services are available on the website; view and file claims, find a doctor, manage prescriptions, compare drug costs and find a pharmacy. Blue Cross now offers an APP for mobile devices that includes many of the online services.


This site is maintained by Plumbers & Steamfitters Local Union 52, on behalf of the Local 52 Fringe Benefits Fund (Fund).  The site is intended primarily for Fund participants and beneficiaries to provide them with additional access to Fund information that they may find helpful.  Your use of this site constitutes your acceptance of the below limitations and your acknowledgment that the content and services provided at this site are for information only. 

Please note: this site does not permit access to any confidential health related information or financial information. 

Do not rely on this site or its links for determination of questions that you may have about your eligibility or entitlement to Fund benefits or for Plan coverage and benefits.  Neither this site nor its links can provide you with a binding answer as to whether any claim you may have for Fund benefits will be allowed or denied.  If you have questions concerning your benefit eligibility, coverage or a benefit claim by you or your beneficiaries, you should contact the Fund Office located at 334-272-0240. 

Any general medical and other information provided by this site and its links is for your convenience only.  Do not rely on this information if you have specific medical questions.  Specific questions about medical issues should be addressed to your doctor.  And, do not disregard any medical advice you may have received because of information you may obtain from this site. 
Live Chat

Member Support

Call us

Call Us